The Homebuyer Privacy Protection Act just went into effect — and it’s a big deal.
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YouTubeNik Kulikov - Oregon Real Estate Broker
The Homebuyer Privacy Protection Act just went into effect — and it’s a big deal.
When you apply for a mortgage, credit bureaus used to sell your information to any lender willing to pay for it. The result? Your phone blowing up with calls, texts, and emails from lenders you never contacted — sometimes hundreds of them within days of your credit being pulled. That practice is now banned. As of March 5, 2026, the Homebuyer ...
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Opt Out of Pre-Approved Credit Offers
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If you're not interested in getting pre-approved credit and insurance offers, you can choose to opt-out! Credit bureaus won't include you in the list of prescreened consumers they send to creditors and insurance companies. To avoid these unwanted and annoying calls visit: https://trst.in/wJDJzw | Bank of Colorado
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If you're not interested in getting pre-approved credit and insurance offers, you can choose to opt-out! Credit bureaus won't include you in the list of prescreened consumers they send to creditors and insurance companies. To avoid these unwanted and annoying calls visit: https://trst.in/wJDJzw | Bank of Colorado
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