Overdraft protection overturned: What consumers need to know
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Overdraft protection overturned: What consumers need to know
Congress overturned a rule that would have capped overdraft fees at some banks and credit unions. Consumer Investigator Caresse Jackman explains what that means for your money and how to avoid those fees.
9 months ago
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Overdraft protection is as much of a scam as overdraft fees. If banks only let you spend what you have, they wouldn't have to charge extra when you overspend. And if they didn't charge extra, there wouldn't be a need for overdraft protection. Disconnect overdraft from your bank accounts. When you decline overdraft protection, you’re giving your bank permission to decline transactions if you don’t have the money to pay for them. | Dave Ramsey
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