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💥 Dealing with Debt Collectors? Here’s How to Fight Back — Without Paying! 💥 📉 If a debt collection agency is contacting you, don’t panic — you have RIGHTS! 🛑 Before you pay anything, send a Debt Validation Letter ✉️ demanding proof they have the legal right to collect from you. 🕵️‍♂️ If they can’t validate it (which happens a lot), you can file a complaint with the CFPB (Consumer Financial Protection Bureau) 📑. This step puts legal pressure on them to remove the debt from your credit repo
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