Mark Cussen, CMFC, has 13+ years of experience as a writer and provides financial education to military service members and the public. Mark is an expert in investing, economics, and market news.

The Beurer T45 has three brightness settings, but the company suggests you only use the full 10,000 lux ‘Therapy’ setting at midday. In the morning and afternoon, you use the ‘Active’ setting at ...