Submitting a credit card application and receiving notice that you're denied is a disappointment, especially if your credit score drops after applying. However, the reason your score decreases after ...

Latest data from Experian shows that more than half of Americans carry credit card debt. If you are one of the many already struggling to pay yours off — or you anticipate being unable to after the ...

Holly covers personal finance topics from credit cards to wills. She enjoys turning complex money matters into clear, practical advice. With a 0% balance transfer credit card you can shift debt from ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...

Erin is a former writer and assigning editor on the NerdWallet Content team who now heads NerdWallet's travel business. She's a credit card and travel rewards expert at NerdWallet, based in Baltimore, ...