When you open a checking account or savings account, the bank or credit union will review your information with a reporting agency that tracks banking activity, such as ChexSystems or Early Warning ...

Tom Blake is a full-time finance writer and blogger who specializes in covering the banking industry, side hustles and ways to make and save more money. His work has been featured in publications like ...

Here’s a closer look at some of the easiest bank accounts to open. Account details and annual percentage rates (APYs) are accurate as of November 9, 2025. *Earn up to 4.30% Annual Percentage Yield ...