The total bond premium is equal to the market value of the bond less the face value. For instance, with a 10-year bond paying 6% interest that has a $1,000 face value and currently costs $1,080 in the ...

Calculating your RMD only requires two numbers. You'll need your retirement account balance as of Dec. 31, 2024. Check with ...

Pop quiz: How much money do you expect to collect when you start receiving Social Security retirement benefits? If you're like the vast majority of people, you don't know that number off the top of ...

Understanding how Social Security spousal benefits work is crucial for maximizing your family’s retirement income.

There's a huge difference in benefits for beneficiaries claiming as soon as possible versus those waiting a few years.

Blank years in your Social Security record could lower your benefits. Learn how spotting them early can help you retire smarter—and boost your future payout.

Learn more about how to work in retirement without reducing your Social Security benefits, and discover how income limits and ...

Some confusion has surfaced as Supplemental Security Income (SSI) recipients will not receive a payment during the month of November. Here's what to know.

ANCHOR is the only benefit of the three that goes to homeowners under age 65 and to renters of all ages. Qualified renters ...

New Social Security rules could mean you get more—or less—in each benefit check next year. Here’s how to calculate the amount.

For the purposes of calculating your retirement benefit, working after full retirement age is essentially the same as working ...

Claire Boyte-White is the lead writer for NapkinFinance.com, co-author of I Am Net Worthy, and an Investopedia contributor. Claire's expertise lies in corporate finance & accounting, mutual funds, ...