Before approving you for new credit, lenders will likely first look at your credit report, your credit score and something called your debt-to-income ratio — commonly referred to as DTI. While all ...

Forbes contributors publish independent expert analyses and insights. I break down real estate concepts for first-time homebuyers. When you go to apply for a mortgage, your lender will look at a ...

Steven Nickolas is a writer and has 10+ years of experience working as a consultant to retail and institutional investors. Andy Smith is a Certified Financial Planner (CFP®), licensed realtor and ...

Dividend payout ratios can be one of the most important metrics when deciding whether to invest in a company. It indicates how much of a company's earnings it pays shareholders dividends. By ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Calculate P/B ratio by dividing stock price by book value per share. A lower P/B ratio may suggest a stock is undervalued; watch for very low ratios. Use P/B ratio to analyze banks and other ...