When you open a checking account or savings account, the bank or credit union will review your information with a reporting agency that tracks banking activity, such as ChexSystems or Early Warning ...

Mike Cetera is the editor in chief for Forbes Marketplace U.S. Mike has written and edited articles about mortgages, savings accounts, CD rates and credit cards for more than a decade. Prior to ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

SoFi® Checking and Savings gives customers 0.50% APY (variable and subject to change) on balances in the checking portion of their account. In addition, the savings portion earns 3.60% APY as long as ...