First-time buyers are feeling it most: Nearly half say they’d struggle to afford their mortgage if insurance costs rise, and the typical first-time buyer is now 40 years old. There are ways to manage ...

Fact-checking journalism is the heart of PolitiFact. Our core principles are independence, transparency, fairness, thorough reporting and clear writing. The reason we publish is to give citizens the ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...