What is the time value of money? Time value of money (TVM) is the concept that money has greater value now than it will in the future based on earning potential. Generally, fiat money is devalued by ...

Future value (FV) is the value of a current ... Using the above example, the same $1,000 invested for five years in a savings account with a 10% compounding interest rate would have an FV of: Bearish ...