If your phone rings more than you’d like, you’re far from alone. Millions of Americans face persistent unwanted calls, some of which are outright scams. But the Federal Trade Commission say there are ...

"Hi, this is Evelyn with Lending Union's West Coast branch. I've been trying to reach you..." If you're like me, you hang up or delete the voicemail right then and there. (I'm a millennial: If I don't ...