Your credit report is essentially a timeline of your financial decisions. It provides lenders with the important information they need to evaluate whether you’re likely to repay a loan on time. This ...

Accounts that have been closed for years often remain on your credit report. Closed accounts with a history of on-time payments may continue to boost your credit score slightly. You can try to remove ...

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If you see an account in collections on your credit report, it's understandable to feel stressed. Collections, even when paid, can potentially lower your credit score and impact your approval odds for ...

An account closure could hurt your credit score, even if it wasn't your fault. Here's what to do to fix it. Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, ...

If a debt collection company like CBE Group comes after you, you need to pay attention. CBE Group contracts with companies and the government to collect debt on their behalf. The collection company ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

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Yes, it is possible to request to reopen a closed credit card account, but it ultimately depends on the credit card issuer's policies. Have you ever closed a credit card account only to regret it ...

With identity theft and fraud on the rise, it's essential to monitor your credit report for signs of fraud. If you've been scammed, you'll need to contact your local police, the FTC, all three credit ...