Thanks to inflation and a higher federal funds rate, certificate of deposit (CD) interest rates have increased exponentially in recent years. CD interest rates barely broke 1% a few years ago. By ...

Building a CD ladder for emergency savings combines security and growth. It is an effective approach that makes sure your funds are accessible when you need them while earning higher interest than a ...

CD investing involves depositing money into certificates of deposit that earn fixed interest rates for set periods—typically ...

Sharon Wu, a senior writer with over a decade of experience, specializes in consumer-focused content covering home and finance topics such as insurance, investments, credit, debt, mortgages and home ...

CD rates are still strong in November 2025. But with 6-month CDs now paying more than 5-year ones, the best move depends on ...

Banking experts explain how to split your money between savings, CDs and other accounts to maximize growth, security and ...