Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about ...

TY: MIDDLE CLASS TAX REFUND DEBIT CARDS ARE BEING SHIPPED OUT RIGHT NOW TO ELIGIBLE PEOPLE ACROSS CALIFORNIA. KCRA’S ANDREA FLORES JOINS US TO EXPLAIN HOW YOU CAN AVOID FEES ONCE YOU GET ONE. ANDREA?