FICO has announced a major shakeup that will make it cheaper and easier for lenders to get your credit score. For the big ...

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

A new report from FICO reveals that the national average U.S. FICO score is 715, down two points since April 2024. While 715 is considered to be in the “good” score range, the fact that the average is ...

“By far, FICO Scores are the dominant method to measure asset-backed securitization risk. There is some noise claiming alternative scores have traction, but if you look at the few firms that moved ...

Buy now, pay later (BNPL) payment options are increasingly popular, particularly among young consumers. A recent survey from J.D. Power shows that 42% of millennials and Gen Z actively use BNPL loans ...

Shares of credit bureaus TransUnion, Equifax Inc. and Experian PLC slumped on Thursday as FICO said it will directly license its scores used to assess mortgage applicants’ creditworthiness. Fair Isaac ...