If your loan application was rejected because your credit file is thin, it might be time to reapply with lenders using a new ...

I've seen folks raise their scores by 50+ points in just a few months, without doing anything fancy. They just learned which factors affected their score most, and focused on improving those areas.

More than 40% of people are set to drop down a score banding after the changes, but Experian said it will not affect lending ...