How would you support yourself or your loved ones if you couldn't work due to an injury or illness? A majority of respondents said they'd dip into financial reserves or borrow, according to a study by ...

There’s one type of insurance people often forget about, said Dave Ramsey on a recent episode of The Ramsey Show. “If you’re ...

Forbes contributors publish independent expert analyses and insights. Cicely Jones simplifies financial concepts for young professionals. I recently met a woman who, despite having a great career and ...

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

People don't get to choose the illnesses that render them too disabled to work, but insurance companies have the power to approve or deny claims based on where in the body their condition exists. It's ...

Set for Life Insurance is one of a small number of independent brokers nationally vetted to offer guaranteed standard issue ...

Here at Money Digest, we frequently advocate for budgeting to live within your means, establishing an emergency fund, contributing toward retirement, and other healthy financial habits. Yet something ...

Only one state has disability coverage parity, in which mental health conditions are covered in the same way as physical health conditions: Vermont. In the other 49 states, long-term disability ...