Got a money question? Let Buy Side find the answer. Write to [email protected], and we may publish an answer Written By Written by Contributor, Buy Side Kerri Anne Renzulli is a contributor to Buy ...

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

When you apply for credit, a lender is likely to check your credit file or, to use a more technical term, perform a credit inquiry. A credit inquiry is a lender's request to access your credit history ...

A recent report from U.S. PIRG Education Fund, a consumer advocacy group, found that complaints filed with the Consumer Financial Protection Bureau about credit-report companies nearly doubled between ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay, In some cases, your score ...

Dear Liz: Two of my credit card issuers have drastically lowered my credit limits. They blamed my credit report at Equifax. At first, Equifax could not even find my report. I had to send paperwork to ...

People who froze their credit files before September may notice some changes when the time comes to thaw the files. As of Sept. 21, a new law requires that the three major credit reporting bureaus — ...

A new survey shows that 96% of Americans are targeted by scammers every week, but placing a fraud alert on your credit file is a simple and free way to protect yourself from identity theft.A fraud ...

Your credit report forms the backbone of your credit score and determines how lenders judge you. Even minor errors—wrong name spellings, incorrect account status or duplicate loans—can dent your score ...