A 0% intro APR credit card can be a financial blessing or a debt trap. Here's what to avoid so you actually get ahead, not ...

The Wells Fargo Reflect offers one of the longest intro APR periods you can find. Learn why it's our favorite way to finance big purchases today.

All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is ...

Interest rates were cut by a small amount, and your credit card's APR may go down even less. Here's how to save real money on credit card interest.

What may be surprising, though, is that the very tool that got you into debt could also be your way out. Credit cards, when ...

Credit card annual percentage rates, commonly known as APRs, determine how much you'll pay in interest if you carry a balance on your credit card. Your card's APR can vary depending on a few ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Tfilm / Getty Images The Federal Reserve cut its ...

Minimum payments barely chip away at your balance and allow interest to pile up. Neglecting ways to reduce your interest, like 0% APR periods, hardship programs or rate negotiations, can be costly.